What are you trying to achieve? Whether you’re an institutional investor, a financial advisor, or an individual guided by an advisor’s personalized advice, we believe the best way to reach your desired outcomes is with a multi-asset approach.

 

In simplest terms, multi-asset investing is the process of gaining exposure to a globally diverse mix of asset classes or styles.

Multi-asset may combine traditional securities, like stocks and bonds, with alternative approaches, like real estate or commodities.

The basic goal is twofold: generate returns while managing risk. Think of it as the potential for upside plus the protection against downside that a risk-managed portfolio can deliver.

True multi-asset can get highly specific and can provide diversifying factors even within a precise asset allocation. For example, as part of a total portfolio solution, multi-asset vehicles can be all growth equities, or focused on income generation, or focused on tax management, depending on the highly specific outcomes they are trying to achieve.

Our service is designed to achieve real (i.e. above inflation) capital growth while minimising drawdown risk. The ability to invest dynamically across a broad universe of asset classes globally provides a high degree of diversification. In addition to having a diversified mix of assets the fund can implement a variety of downside protection strategies. The protection strategies used may vary depending on market conditions but are primarily put options on equity indices, options on currency, outright buying of volatility, and FX strategies. While they can subtract from overall performance in strong markets, they may act to lower volatility and mitigate portfolio risks.

At BlackStreamMarkets, we believe TRUE multi-asset investing requires three characteristics:

  • An asset allocation that focuses on specific investor outcomes.
  • Precise exposures, crafted from a wide and deep toolkit of asset classes, factors, styles and managers.
  • Dynamic portfolio management.

Types of investments

Our robust lineup of low-cost active and passive multi assets investing, combined with BSM’s investing expertise and research tools, can help strengthen your evolving investment strategy.

Exchange-traded funds (ETFs)

A basket of securities traded throughout the day — just like individual stocks — on a national stock exchange. Like mutual funds, you purchase shares of an overall fund rather than individual investments.

Futures and Commodities

Futures contracts are legal obligations to buy or sell a commodity or security at a later date “in the future”. The buyer agrees to purchase the commodity or security at a predetermined future date and price, and the seller agrees to deliver. The method of settlement is specified within the contract, but usually takes place in the form of cash via an exchange.

Annuities

A contract between you and an insurance company requiring the insurer to make payments to you, either immediately or in the future. You purchase the annuity for a guaranteed income stream.

Bonds

An investment that functions as a loan to a government or institution in return for regular interest payments. Bonds can provide more stability than stocks although bonds have historically provided lower returns than stocks.